Best Interest Disclosure and Form CRS

Episodes

Episode 145 - 3 Elements of Financial Sucess
May 8, 2022

Episode 145 - 3 Elements of Financial Sucess

In this episode, Ryan and Alex discuss the 3 elements they think will bring you financial success. The beer of the week is Hop Venom from Boneyard Beer. If you would like to learn more about this beer, please visit their website If you would like to...
Episode 144 - What is the difference between a tax preparer and a financial planner?
May 2, 2022

Episode 144 - What is the difference between a tax preparer and a financial planner?

In this week's episode, Ryan and Alex discuss the difference between the job of a financial planner and tax preparer. The beer of the day is Cloud Mentality hazy IPA from 10 Barrel Brewing. If you would like to learn more about this beer, please visit...
Episode 143 - How to make your financial decision by context rather than default
April 24, 2022

Episode 143 - How to make your financial decision by context rather than default

In this week's podcast, Ryan and Alex discuss how to make your decisions after doing research instead of just hearing something and making moves.  The beer of the day is Wanderlust IPA from Breakside Brewing in Portland, OR. If you would like to...
Episode 142 - 3 Signs is it Time to Hire a Financial Advisor
April 18, 2022

Episode 142 - 3 Signs is it Time to Hire a Financial Advisor

In this week's episode, Ryan and Alex discuss the 3 signs it is time for you to hire a financial advisor. The beer of the week is the Inversion IPA from Deschutes Brewery. If you would like to learn more about their beer, please visit their website ...
Episode 141 - What is the Difference between Marginal and Effective Tax Brackets?
April 10, 2022

Episode 141 - What is the Difference between Marginal and Effective Tax Brackets?

In this episode, Ryan and Alex discuss the difference between marginal and effective tax brackets. Understanding this will be very helpful for preparing for retirement. The beer of the day is the Scotch Ale by Boundary Bay in Bellingham, WA. If you...
Episode 140 - Giving Your Kids an Education in Money with Amanda Grossman
April 3, 2022

Episode 140 - Giving Your Kids an Education in Money with Amanda Grossman

In this episode, Ryan interviews Amanda Grossman with Jessica Nguyen. Amanda is a Certified Financial Education Instructor, winner of the 2017 Plutus Foundation Grant to create a kid money program (the Mt. Everest Money Simulation: A Kid's Educational...
Episode 139 - What is the Value of an Advisor?
March 27, 2022

Episode 139 - What is the Value of an Advisor?

In this episode, Ryan and Alex discuss what the value of a financial advisor is and what they can do for you. The beer of the day is the Good Neighbors Stout from Valley House Brewing in Duvall, Washington. If you want to learn more about their beers,...
Episode 138 - 4 Concepts to Teach Kids Age 8-11 about Money
March 20, 2022

Episode 138 - 4 Concepts to Teach Kids Age 8-11 about Money

In this episode, Ryan and Alex continue their series on teaching kids about money. This episode focuses on kids aged 8-11. The beer of the week is the Gutterball Hazy IPA from Ten Pin Brewing. If you would like to learn more about this beer, please...
Episode 137 - 3 Fees You Could be Paying in Your Portfolio
March 13, 2022

Episode 137 - 3 Fees You Could be Paying in Your Portfolio

In this week's episode, Ryan and Alex discuss the fees you pay in your portfolio and why you pay them.  The beer of the day is Fly Jack from Firestone Walker Brewing Company. If you would like to learn more about this beer, please visit their...
Episode 136 - Common Misperceptions about Personal Insurance
March 6, 2022

Episode 136 - Common Misperceptions about Personal Insurance

In this episode, Ryan interview Kristen Blosser, a Personal Lines Insurance Producer at Sprague Israel Giles, LLC. They discuss common misunderstandings around home and auto insurance. If you would like to reach out to Kristen, you can call her at...
Episode 135 - 4 Concepts to Teach Kids Age 4-7 about Money
Feb. 27, 2022

Episode 135 - 4 Concepts to Teach Kids Age 4-7 about Money

In this week's episode, Ryan and Alex begin our series on educating your children about money. This podcast focuses on children aged 4-7. The beer of the week is Hop Session IPA from Dru Bru in Washington. To learn more about this beer, please visit...
Episode 134 - Estate Planning with Attorney Jenny Ling
Feb. 20, 2022

Episode 134 - Estate Planning with Attorney Jenny Ling

In this episode, Ryan interviews estate planning attorney Jenny Ling of Seattle, WA. She covers the importance of having your affairs in order, the difference between a will and a trust and why you don't want to wait to get this taken care of. ...
Episode 133 - What to do with Your Bonus or RSU?
Feb. 13, 2022

Episode 133 - What to do with Your Bonus or RSU?

In this episode, Ryan and Alex talk about bonus and RSU season. Do you have a plan for this year's bonus?  The beer of the day is the Robust Porter from Reubens Brewing in Seattle, WA. If you would like to learn more about this beer, please visit...
Episode 132- The Market is Down, What Should You Do?
Feb. 6, 2022

Episode 132- The Market is Down, What Should You Do?

In this episode, Ryan and Alex continue their discussion on the volatility of the stock market and advise what you should do. The beer of the week is the Starway Stout from Barrel Mountain Brewing. If you would like to learn more about their beer,...
Episode 131 - What is going on in the Stock Market?
Jan. 28, 2022

Episode 131 - What is going on in the Stock Market?

In this week's episode, Ryan and Alex discuss the volatility in the stock market due to the Ukraine crisis and inflation in the US. The beer of the day is the Community Fresh Hop from Valley House Brewing in Duvall, WA. To learn more about their beer,...
Episode 130 - Interest Rate Jumbo Mortgage Loans and Real Estate Investing
Jan. 23, 2022

Episode 130 - Interest Rate Jumbo Mortgage Loans and Real Estate Investing

In this episode, Ryan speaks with Aaron Crossley, a mortgage loan consultant and team manager with Caliber Homes based in Kirkland, WA. If you have thought about purchasing a home lately but are unsure what is happening with the mortgage industry,...
Episode 129 - 3 Mistakes Retirees Make and Why You Should Care Now
Jan. 16, 2022

Episode 129 - 3 Mistakes Retirees Make and Why You Should Care Now

In this week's podcast, Ryan and Alex discuss the three mistakes that most people make when going into retirement and how to mitigate those mistakes. The beer of the day is the Resolution IPA from Mac and Jack's in Washington. If you would like to...
Episode 128 - How to Get what Everyone Wants out of Their Financial Life
Jan. 9, 2022

Episode 128 - How to Get what Everyone Wants out of Their Financial Life

In this episode of Beer and Money, Ryan and Alex break down what everyone wants most out of their financial life, flexibility. The beer of the day is the Fresh Haze IPA from Deschutes Brewery. If you would like to learn more about their beer, please...
Episode 127 - Why We Started this Podcast and Why You Should Listen
Jan. 2, 2022

Episode 127 - Why We Started this Podcast and Why You Should Listen

Happy 2022! In this week's podcast, Ryan and Alex discuss why they started this podcast over two years ago and the value it can bring to you. The beer of the week is the Giggly Blonde Ale from Gig Harbor Brewing. If you would like to learn more about...
Episode 126 - What is the 4% Rule?
Dec. 26, 2021

Episode 126 - What is the 4% Rule?

In this week's episode, Ryan and Alex break down what the 4 percent rule is when it comes to how much money you can take out in retirement. The beer of the day is Amber Ale by Scuttlebutt Brewing in Everett, WA. If you would like to learn more about...
Episode 125 - What is a Back Door Roth?
Dec. 19, 2021

Episode 125 - What is a Back Door Roth?

Do you know what a Roth IRA is? How about a Back Door Roth IRA? If you pay attention to the news, you will know that this is a hot button topic right now. Listen to this podcast to understand what they are and if they are right for you. The beer of...
Episode 124 - Why you should care about liquidity in retirement, now
Dec. 13, 2021

Episode 124 - Why you should care about liquidity in retirement, now

In this episode, Ryan and Alex discuss the importance of liquidity in retirement and why you should plan for it today. The beer of the day is the Kitty Kat Blues Blueberry Pale Ale from Black Raven Brewery. If you would like to learn more about this...
Episode 123 - Is the Market Overvalued?
Dec. 5, 2021

Episode 123 - Is the Market Overvalued?

Do you believe when the media says that the market is overvalued? Do you know when the right time is to invest in the market? In this episode, Ryan and Alex discuss whether the market is overvalued. The beer of the day is Batch 15 from Aslan Brewing...
Episode 122 - How to become Financially Confident
Nov. 28, 2021

Episode 122 - How to become Financially Confident

Would you like to be financially confident and know what your plan is for your income in 2022? In this episode, Ryan and Alex break down the steps for you to become financially confident. The beer of the day if the Log Boom Pale Ale from Mac &...