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Episodes

Episode 99 - 3 Strategies to Minimize Taxes in Retirement
June 6, 2021

Episode 99 - 3 Strategies to Minimize Taxes in Retirement

If you were to retire today, how much would you be taxed? In this week's episode, Ryan and Alex discuss 3 strategies to minimize taxes in retirement.  The beer of the day is African Amber by Mac and Jack's, a brewery located in Redmond,...
Episode 98 - Don't Put All Your Money in a 401K
May 30, 2021

Episode 98 - Don't Put All Your Money in a 401K

How have you set up your retirement savings? Are you putting all of your money into a 401K? If so, Ryan and Alex discuss the reasons you may want to reconsider this approach. This week's beer comes from Triple Horn Brewing Company in Woodinville, WA,...
Episode 97 - What is a Back Door Roth?
May 23, 2021

Episode 97 - What is a Back Door Roth?

In this week's episode, Ryan and Alex discuss Back Door Roth. What it is? Do you need one? How best to utilize it? These are all answered in this podcast.  The beer of the week is Born & Raised from No Li Brewery in Spokane, WA. You can learn...
Episode 96 - Capital Gains Taxes, 3 Moves to Make
May 16, 2021

Episode 96 - Capital Gains Taxes, 3 Moves to Make

In this week's episode, Ryan and Alex discuss 3 moves to make to lessen the impact of capital gains taxes. Are you aware of your exposure?  The beer of the day is La Fin du Monde by Unibroue. You can learn more about this beer on their website ...
Episode 95 - Sacrifice vs Investment
May 9, 2021

Episode 95 - Sacrifice vs Investment

In this week's episode, Ryan and Alex discuss sacrifice vs investment when it comes to your finances and savings habits. Are you the type of person that looks at savings as a sacrifice or an investment in your future?  Ryan and Alex are also...
Episode 94 - 3 Places to Put Your Stimulus Payment or Tax Return
May 2, 2021

Episode 94 - 3 Places to Put Your Stimulus Payment or Tax Return

Have you just received your tax return or a stimulus check and are not sure where the best place to put the money is? In this episode, Ryan and Alex discuss the best three places to consider putting this money. We would also like to give a shout out...
Episode 93 - 3 Ideas on How to Talk to Your Spouse about Money
April 25, 2021

Episode 93 - 3 Ideas on How to Talk to Your Spouse about Money

In this episode, Ryan and Alex discuss how to talk to your spouse about money and finances. Do you have difficulty getting on the same page with your significant other about your financial goals? If so, listen to this podcast and get some ideas on how...
Episode 92 - Interview with Dr. Wade Pfau Part 2
April 18, 2021

Episode 92 - Interview with Dr. Wade Pfau Part 2

In this episode, Alex continues his interview with Dr. Wade Pfau. They discuss taxation in retirement, legacy and his upcoming book. If you have any questions about this podcast or would like to reach out to Alex or Ryan, please visit our website If...
Episode 92 - Interview with Dr. Wade Pfau Part 2
April 18, 2021

Episode 92 - Interview with Dr. Wade Pfau Part 2

In this episode, Alex continues his interview with Dr. Wade Pfau. They discuss taxation in retirement, legacy and his upcoming book. If you have any questions about this podcast or would like to reach out to Alex or Ryan, please visit our website www.beerandmoney.net If you would like to learn more about Dr. Wade Pfau, visit his website https://retirementresearcher.com/wade-pfau/
Episode 91 - Interview with Dr. Wade Pfau
April 11, 2021

Episode 91 - Interview with Dr. Wade Pfau

In part 1 of this 2 part interview, Alex speaks with Dr. Wade Pfau. Dr. Pfau is the most brilliant mind in retirement income planning. He has written several books including Safety First Retirement Planning: An Integrated Approach for a Worry-Free...
Episode 90 - Do You Look at Your Money Backwards?
April 5, 2021

Episode 90 - Do You Look at Your Money Backwards?

In this week's podcast, Ryan and Alex discuss how most Americans view their money. Do you look at your money backwards?  If you have questions about this episode or want to reach out to Alex or Ryan, visit our website where you can schedule an...
Episode 89 - How Much Life Insurance do You Need?
March 28, 2021

Episode 89 - How Much Life Insurance do You Need?

Do you have a life insurance policy? If so, when was the last time that you looked at the policy? In this week's episode, Ryan and Alex discuss life insurance and its many benefits. If you have not taken a look at your life insurance lately, this is a...
Episode 88 - Washington State's Long Term Care Payroll Tax
March 21, 2021

Episode 88 - Washington State's Long Term Care Payroll Tax

Have you heard of Washington State's new payroll tax? This is an important episode for every resident of Washington State. Take a listen and learn more about how this tax will affect every W2 employee in the state and share with friends and...
Episode 87 - Coming Down the Mountain of Retirement Financing
March 14, 2021

Episode 87 - Coming Down the Mountain of Retirement Financing

In this week's episode, Ryan and Alex discuss retirement funding, how you set up your money, whether it is correlated to the stock market and how you diversify to cover yourself if the market has a course correction. If you have any questions about...
Episode 86 - How is Your Money Taxed?
March 7, 2021

Episode 86 - How is Your Money Taxed?

As tax season approaches, it is a good time to look at your finances to determine how you are setting yourself up for this year and future tax years. Do you know how your money is taxed?  If you have questions for Ryan or Alex or want to schedule...
Episode 85 - 5 Key Differences between Your Working Years and Retirement
Feb. 28, 2021

Episode 85 - 5 Key Differences between Your Working Years and Retirement

What are the 5 key differences between your working years and your retirement years when it comes to your finances? Are you nearing retirement or thinking about what changes you need to make now to be prepared?  If you have any questions about...
Episode 84 - 3 Things to Consider when deciding where to Put Your Money
Feb. 21, 2021

Episode 84 - 3 Things to Consider when deciding where to Put Your Money

In this week's podcast, Ryan and Alex discuss where to put your money that you are saving for retirement. If you have questions about this or would like to reach out and talk to Ryan or Alex, visit our website .
Episode 83 - Did you withdraw from your 401K in 2020?
Feb. 14, 2021

Episode 83 - Did you withdraw from your 401K in 2020?

Did you take out a loan from your 401K in 2020? In this week's episode, Ryan and Alex discuss the implications. If you would like to register for our webinar, the 4 Steps to Financial Success, click You can also visit our website, or you can email...
Episode 82 - Are you Working for your Money or is your Money working for you?
Feb. 7, 2021

Episode 82 - Are you Working for your Money or is your Money working for you?

In this week's episode of Beer & Money, Ryan and Alex discuss how to know if your money is working hard for you. Where are you putting your money and is it growing? If you don't know if your money is working for you, this podcast is for you. ...
Episode 81 - What is going on with Game Stop?
Jan. 29, 2021

Episode 81 - What is going on with Game Stop?

In this week's episode, Ryan breaks down what is actually going on with Game Stop without the opinions. Do you know what a short sell squeeze is? Listen to this podcast to hear a great description of what actually happened. If you have any questions...
Episode 80 - What are Your Financial Engines?
Jan. 24, 2021

Episode 80 - What are Your Financial Engines?

In this week's episode, Ryan and Alex discuss your financial engines. What is it that keeps your finances moving and what drives you when it comes to your money?  If you have any questions about this week's podcast, please visit our website at ...
Episode 79 - What Should I Do with the Extra Money I Have?
Jan. 17, 2021

Episode 79 - What Should I Do with the Extra Money I Have?

In this week's podcast, Ryan and Alex discuss what you should do with extra money that you have this year, either due to not taking that vacation or buying things you would normally buy but didn't. Should you spend it or save it or put it towards...
Episode 78 - What Generational Experience Do You Have with Money?
Jan. 10, 2021

Episode 78 - What Generational Experience Do You Have with Money?

In this week's podcast, Ryan and Alex discuss how people have looked at money and debt throughout history. What generational experience do you have with money and how have you talked about money with your parents and children? If you have any...
Episode 77 - 3 Steps to Creating a Simple Financial Plan for 2021
Jan. 3, 2021

Episode 77 - 3 Steps to Creating a Simple Financial Plan for 2021

Happy New Year! In this week's episode, Ryan and Alex discuss how to create a simple financial plan for this year. Have you thought about your finances and how to improve them in 2021?  If you have any questions about this podcast or want to...