Best Interest Disclosure and Form CRS

Episodes

July 25, 2021

Episode 106 - How to Create a Wealth Building Account

What is a wealth building account and how do you use it? In this episode, Ryan and Alex break down what it is and why you should have one. Our beer of the day is Sol Cerveza from Molson Coors. You can learn more about this beer by visiting If you...
July 18, 2021

Episode 105 - Stop One Day'ing Yourself

Do you ever say "one day I will do that?" about your health or finances? In this episode, Ryan and Alex will talk to you about how to stop saying "one day" and start saying "today." The beer of the day is the Bellwether from Breakside Brewing in...
July 11, 2021

Episode 104 - 3 Financial Things I Wish I Knew Earlier in My Career

In this week's episode, Ryan and Alex discuss three things they wish they had known earlier in their careers when it comes to financial lessons learned.  The beer of the week is Stone Dayfall Belgian White from Stone Brewing in California. You...
July 5, 2021

Episode 103 - Top 3 Concerns working with a financial advisor

What is keeping you from working with a financial advisor? In this week's episode, Ryan and Alex tackle the top 3 concerns most people have. The beer of the day is the Hazy L IPA from Bale Breaker Brewing Company in Yakima, WA. If you want to learn...
June 27, 2021

Episode 102 - Your upbringing and experience determine your view of money

In this week's episode, Ryan and Alex discuss the way you view money and how you came to those beliefs. It probably had to do with your upbringing and personal experience.  The beer of the day is Devotion by The Lost Abbey in California. You can...
June 20, 2021

Episode 101 - 3 Ways to Achieve Wealth

Is your money helping you or hurting you? Do you know how to achieve wealth? In this week's podcast, Ryan and Alex discuss the 3 ways to achieve wealth. If you don't know what these are, this is an important episode for you. The beer of the day this...
June 13, 2021

Episode 100 - How is Social Security Taxed?

In the 100th episode of the Beer and Money Podcast, Ryan and Alex giveaway free gift cards to the brewery of your choice. Make sure the listen to find out how you can win one of these gift cards. The beer of the day comes to us from Single Hill...
June 6, 2021

Episode 99 - 3 Strategies to Minimize Taxes in Retirement

If you were to retire today, how much would you be taxed? In this week's episode, Ryan and Alex discuss 3 strategies to minimize taxes in retirement.  The beer of the day is African Amber by Mac and Jack's, a brewery located in Redmond,...
May 30, 2021

Episode 98 - Don't Put All Your Money in a 401K

How have you set up your retirement savings? Are you putting all of your money into a 401K? If so, Ryan and Alex discuss the reasons you may want to reconsider this approach. This week's beer comes from Triple Horn Brewing Company in Woodinville, WA,...
May 23, 2021

Episode 97 - What is a Back Door Roth?

In this week's episode, Ryan and Alex discuss Back Door Roth. What it is? Do you need one? How best to utilize it? These are all answered in this podcast.  The beer of the week is Born & Raised from No Li Brewery in Spokane, WA. You can learn...
May 16, 2021

Episode 96 - Capital Gains Taxes, 3 Moves to Make

In this week's episode, Ryan and Alex discuss 3 moves to make to lessen the impact of capital gains taxes. Are you aware of your exposure?  The beer of the day is La Fin du Monde by Unibroue. You can learn more about this beer on their website ...
May 9, 2021

Episode 95 - Sacrifice vs Investment

In this week's episode, Ryan and Alex discuss sacrifice vs investment when it comes to your finances and savings habits. Are you the type of person that looks at savings as a sacrifice or an investment in your future?  Ryan and Alex are also...
May 2, 2021

Episode 94 - 3 Places to Put Your Stimulus Payment or Tax Return

Have you just received your tax return or a stimulus check and are not sure where the best place to put the money is? In this episode, Ryan and Alex discuss the best three places to consider putting this money. We would also like to give a shout out...
April 25, 2021

Episode 93 - 3 Ideas on How to Talk to Your Spouse about Money

In this episode, Ryan and Alex discuss how to talk to your spouse about money and finances. Do you have difficulty getting on the same page with your significant other about your financial goals? If so, listen to this podcast and get some ideas on how...
April 18, 2021

Episode 92 - Interview with Dr. Wade Pfau Part 2

In this episode, Alex continues his interview with Dr. Wade Pfau. They discuss taxation in retirement, legacy and his upcoming book. If you have any questions about this podcast or would like to reach out to Alex or Ryan, please visit our website If...
April 18, 2021

Episode 92 - Interview with Dr. Wade Pfau Part 2

In this episode, Alex continues his interview with Dr. Wade Pfau. They discuss taxation in retirement, legacy and his upcoming book. If you have any questions about this podcast or would like to reach out to Alex or Ryan, please visit our website www.beerandmoney.net If you would like to learn more about Dr. Wade Pfau, visit his website https://retirementresearcher.com/wade-pfau/
April 11, 2021

Episode 91 - Interview with Dr. Wade Pfau

In part 1 of this 2 part interview, Alex speaks with Dr. Wade Pfau. Dr. Pfau is the most brilliant mind in retirement income planning. He has written several books including Safety First Retirement Planning: An Integrated Approach for a Worry-Free...
April 5, 2021

Episode 90 - Do You Look at Your Money Backwards?

In this week's podcast, Ryan and Alex discuss how most Americans view their money. Do you look at your money backwards?  If you have questions about this episode or want to reach out to Alex or Ryan, visit our website where you can schedule an...
March 28, 2021

Episode 89 - How Much Life Insurance do You Need?

Do you have a life insurance policy? If so, when was the last time that you looked at the policy? In this week's episode, Ryan and Alex discuss life insurance and its many benefits. If you have not taken a look at your life insurance lately, this is a...
March 21, 2021

Episode 88 - Washington State's Long Term Care Payroll Tax

Have you heard of Washington State's new payroll tax? This is an important episode for every resident of Washington State. Take a listen and learn more about how this tax will affect every W2 employee in the state and share with friends and...
March 14, 2021

Episode 87 - Coming Down the Mountain of Retirement Financing

In this week's episode, Ryan and Alex discuss retirement funding, how you set up your money, whether it is correlated to the stock market and how you diversify to cover yourself if the market has a course correction. If you have any questions about...
March 7, 2021

Episode 86 - How is Your Money Taxed?

As tax season approaches, it is a good time to look at your finances to determine how you are setting yourself up for this year and future tax years. Do you know how your money is taxed?  If you have questions for Ryan or Alex or want to schedule...
Feb. 28, 2021

Episode 85 - 5 Key Differences between Your Working Years and Retirement

What are the 5 key differences between your working years and your retirement years when it comes to your finances? Are you nearing retirement or thinking about what changes you need to make now to be prepared?  If you have any questions about...
Feb. 21, 2021

Episode 84 - 3 Things to Consider when deciding where to Put Your Money

In this week's podcast, Ryan and Alex discuss where to put your money that you are saving for retirement. If you have questions about this or would like to reach out and talk to Ryan or Alex, visit our website .