Best Interest Disclosure and Form CRS

Episodes

Episode 169 - 4 Kinds of Luck for Building Wealth
Oct. 24, 2022

Episode 169 - 4 Kinds of Luck for Building Wealth

In this episode, Ryan and Alex discuss four kinds of luck that can help you build wealth. The beer of the day is Stone Hazy IPA from Stone Brewing in California. If you would like to learn more about their beer, please visit their website If You...
Episode 168 - Cashflow Can Make You Feel Wealthier Than You Actually Are
Oct. 18, 2022

Episode 168 - Cashflow Can Make You Feel Wealthier Than You Actually Are

In this episode, Ryan and Alex discuss cash flow and how it can make you feel wealthier than you actually are.  The beer of the day is the Oktoberfest Lager from Silver City Brewing in Bremerton, WA. If you would like to learn more about this...
Episode 167 - What is Going on with Interest Rates?
Oct. 10, 2022

Episode 167 - What is Going on with Interest Rates?

In this episode, Alex discusses interest rates and what is going on with the current market. The beer of the day is Enchantments Hazy IPA from Icicle Brewing in Leavenworth, WA. If you would like to learn more about this beer, please visit their...
Episode 166 - 4 Financial Topics Wealthy People Understand and Use
Oct. 3, 2022

Episode 166 - 4 Financial Topics Wealthy People Understand and Use

In this episode, Ryan and Alex discuss four financial topics that wealthy people use and understand better than most people and how it helps their balance sheets. The beer of the day is Threadhead Hazy IPA from Faded Flannel Brewing in Eugene, OR. If...
Episode 165 - What is Unrealized vs Realized Loss?
Sept. 26, 2022

Episode 165 - What is Unrealized vs Realized Loss?

In this week's episode, Ryan and Alex discuss what realized vs unrealized loss is and how it affects your portfolio. The beer of the day is Witbier from Black Raven Brewing. If you would like to learn more about this beer, please visit their website ...
Episode 164 - How do Good Financial Habits Help Unlock other Personal Development for You and Your Kids?
Sept. 19, 2022

Episode 164 - How do Good Financial Habits Help Unlock other Personal Development for You and Your Kids?

In this episode, Ryan and Alex discuss how creating good financial habits help your children in other areas of their development. The beer of the day is Sudo Hazy IPA from Bellevue Brewing Company in Washington. If you would like to learn more about...
Episode 163 - So You Got Your Quarterly Statement, Now What?
Sept. 12, 2022

Episode 163 - So You Got Your Quarterly Statement, Now What?

In this episode, Ryan and Alex discuss how to read your quarterly statement and what you might find on it. The beer of the day is Two Beers Deception Pass Summer Ale. You can learn more about this beer by visiting their website If you want to learn...
Episode 162 - We are Happier During the Process of Becoming
Sept. 5, 2022

Episode 162 - We are Happier During the Process of Becoming

In this episode, Ryan and Alex discuss Will Smith's autobiography Will, and how it is important to enjoy what you have today instead of looking to what you want to be before you are happy. The beer of the day is Nothing But Hazy from Black...
Episode 161 - What Do Hiking and Financial Planning Have in Common?
Aug. 29, 2022

Episode 161 - What Do Hiking and Financial Planning Have in Common?

In this episode, Ryan and Alex discuss how hiking and financial planning are similar. The beer of the day is Stash Panda from Hop Valley Brewing. If you would like to learn more about this beer, please visit their website If you would like to learn...
Episode 160 - What Type of Assets do You Have?
Aug. 22, 2022

Episode 160 - What Type of Assets do You Have?

In this episode, Ryan and Alex discuss market based assets and promised based assets. They talk about what they are and why you should care about them. The beer of the day is Hop Diggidy IPA from Port Townsend Brewing in Washington. If you would like...
Episode 159 - What's Your Financial Approach during These Times?
Aug. 15, 2022

Episode 159 - What's Your Financial Approach during These Times?

In this episode, Ryan discusses how you plan and make decisions during times of financial volatility. The beer of the day is Hazy Ipa from Farmstrong Brewing Co. in Mount Vernon, WA. If you would like to learn more about their beer, please visit their...
Episode 158 - Top 3 Ways to Recession-Proof Your Retirement
Aug. 8, 2022

Episode 158 - Top 3 Ways to Recession-Proof Your Retirement

In this episode, Ryan discusses how to recession proof your retirment. He talks about the top 3 things that you should do or continue to do to help during this volatile time. The beer of the day is the St. Bernardus Abbey Ale from Belgium. If you...
Episode 157 - Are You Allocating Just Your Accounts or Your Entire Balance Sheet?
Aug. 1, 2022

Episode 157 - Are You Allocating Just Your Accounts or Your Entire Balance Sheet?

In this week's episode, Ryan and Alex discuss the allocation of your accounts verses allocating your entire balance sheet. The beer of the day is Southern Resident Killer Whales IPA from Two Beers Brewing. If you would like to learn more about this...
Episode 156 - Top 5 Questions to Ask When Hiring a Financial Advisor
July 24, 2022

Episode 156 - Top 5 Questions to Ask When Hiring a Financial Advisor

In this episode, Ryan discusses the top five questions you should ask when you are hiring a financial advisor. The beer of the day is Profuse Juice Hazy IPA from 10 Barrel Brewing. If you would like to learn more about this beer, please visit their...
Episode 155 - 7 Steps to Set up Your Family for Financial Success
July 17, 2022

Episode 155 - 7 Steps to Set up Your Family for Financial Success

In this week's episode, Ryan breaks down the seven steps you can take to help you and your family be financially successful. The beer of the day is Baie Noir from Valley House Brewing in Duvall, WA. If you would like to learn more about this beer,...
Episode 154 - 3 Examples of Mixing what is True and what You want to be True When it Comes to Your Finances
July 10, 2022

Episode 154 - 3 Examples of Mixing what is True and what You want to be True When it Comes to Your Finances

In this episode, Ryan and Alex discuss what you think is true and what is actually true when it comes to your finances. The beer of the day is Double Dale's IPA from Oskar Blues in Colorado. If you would like to learn more about this beer, please...
Episode 153 - 3 Areas to Focus on in Your Finances that Produce Biggest Change
July 3, 2022

Episode 153 - 3 Areas to Focus on in Your Finances that Produce Biggest Change

In this episode, Ryan and Alex discuss three areas of your finances that you can focus on to make big changes. The beer of the day is the Brew 6000 from Fremont Brewing. If you would like to learn more about this beer, please visit their website If...
Episode 152 - How Money and Finances Have Changed
June 27, 2022

Episode 152 - How Money and Finances Have Changed

In this episode, Ryan and Alex discuss how money and finances have changed throughout time and help you learn if you are keeping up with those changes.  The beer of the day is Huckleberry Pucker by Paradise Creek Brewery in Pullman, WA. If you...
Episode 151 - Why Room for Error is the Most Important Factor of Long Term Success
June 20, 2022

Episode 151 - Why Room for Error is the Most Important Factor of Long Term Success

In this episode, Ryan and Alex discuss why you need room for error in your financial life. The beer of the day is Reubens Brews Summer IPA. If you would like to learn more about this beer, please visit their website If you would like to learn more...
Episode 150 - What is Leverage and How Can You use it?
June 13, 2022

Episode 150 - What is Leverage and How Can You use it?

In this episode, Ryan and Alex discuss what leverage in your portfolio is and how you can use it to your benefit. The beer of the day is the Samish Haze IPA from Black Raven Brewing. If you would like to learn more about this beer, visit their website...
Episode 149 - Why do We Discuss Retirement Planning with 20 and 30 year olds?
June 5, 2022

Episode 149 - Why do We Discuss Retirement Planning with 20 and 30 year olds?

In this episode, Alex discusses why we discuss retirement planning with people in their 20s and 30s. The beer of the day is Deviation Works from Fort George Brewing in Portland, OR. If you would like to learn more about their beer, please visit their...
Episode 148 - Market Volatility and What You Should Do
May 29, 2022

Episode 148 - Market Volatility and What You Should Do

In this week's episode, Ryan and Alex discuss the recent market volatility and what you should or can do about it?  The beer of the day is the Bourbon County Stout from Goose Island. If you would like to learn more about this beer, please visit...
Episode 147 - 4 Areas of Your Finances that are More Important than Rate of Return
May 23, 2022

Episode 147 - 4 Areas of Your Finances that are More Important than Rate of Return

In this episode, Ryan and Alex discuss four areas of your finance that you should look at other than rate of return. The beer of the day is Cinq Cents Chimay. If you would like to learn more about this beer, please visit their website If you would...
Episode 146 - How to Financially Prepare for Aging Parents
May 15, 2022

Episode 146 - How to Financially Prepare for Aging Parents

In this episode, Ryan and Alex discuss how to prepare your parents and yourself financially as they get older. The beer of the day is the African Amber from Mac and Jack's brewery in Redmond, WA. If you would like to learn more about this beer, please...