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Sept. 21, 2026

Episode 371 - What Do You Want That Is Keeping You From What You Want?

Built For Life, Not Just Wealth is the podcast from Ryan Burklo and Alex Collins of Quantified Financial Partners in the Greater Seattle area. Earlier episodes were published as Beer & Money and Holistic Finance.

In today’s episode of Built For Life, Not Just Wealth, what if the thing blocking your financial progress is just one tiny word? Ryan Burklo reveals why the difference between saying "but" and "and" can expose the real tension behind your money goals - whether you want to build wealth, retire earlier, help your kids, or keep your lifestyle exactly the same. If you’ve ever felt stuck trying to want two good things at once, this episode gives you a better way to name it. Ryan breaks down how “and” changes the conversation from wishful thinking to honest trade-offs. Instead of forcing yourself to pick one goal too early, you’ll learn how to identify competing priorities, test whether both can actually be true, and understand what has to change if they can’t.

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Takeaways

Using 'and' instead of 'but' reveals competing goals that need reconciliation.
Recognizing your 'and' helps create more realistic and achievable plans.
Asking three key questions can clarify whether goals are possible and what trade-offs are involved.
Understanding the tension between goals can lead to better decision-making.
Writing down your conflicting desires makes it easier to address them intentionally.

Chapters

00:00 Introduction to the 'And' Concept
02:02 The Role of Tension in Planning
04:33 Building a Plan for Multiple Goals
05:19 Practical Steps to Clarify Your 'And'
06:13 Key Questions to Ask Yourself
07:03 Final Thoughts and Takeaways